Financing

Know your number before you tour.

A pre-approval from a licensed lender tells you what you can actually buy, and makes your offer stronger when you find it. Most buyers finish in about fifteen minutes.

Start your pre-approval

First name

Last name

PhoneI agree that Valley Wide Agents and CrossCountry Mortgage, LLC (NMLS #3029) may call and text me at the number I entered above about real estate and home financing, including calls and texts placed with an automatic dialing system or an artificial, prerecorded, or AI-generated voice. I understand I am not required to agree to this in order to buy any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out or HELP for help. See our Privacy Policy.

Checking this box is optional — you can submit this form and continue to CrossCountry Mortgage without it.

Valley Wide Agentsis a real estate team, not a mortgage lender or mortgage broker. We don't take loan applications, quote rates, or decide who qualifies. Submitting this sends your contact information to your Valley Wide Agents agent and then takes you to CrossCountry Mortgage, LLC, a separate company. You are never required to use CrossCountry Mortgage — use any lender you like, and it will not change how we represent you.

Why do this before you tour

You'll know your real budget

Touring above it is the fastest way to fall for a house you can't write an offer on.

Sellers take you seriously

An offer without a pre-approval letter is usually the first one set aside.

You move when it counts

The work is done before the house you want shows up — not during the weekend you're trying to win it.

How this works

1
You share your contact information with us
That's the form above. It stays with Valley Wide Agents.
2
You apply directly with CrossCountry Mortgage
They collect your financial details on their own secure site. We never see them.
3
Your agent and your loan officer stay in sync
Once you're pre-approved, we search with a real number instead of a guess.

The lender we send people to

Lizy Hoeffer

Loan Originator · NMLS #260183
CrossCountry Mortgage, LLC · NMLS #3029

(480) 818-6222 · teamhoeffer@myccmortgage.com · crosscountrymortgage.com

Verify this license at nmlsconsumeraccess.org by searching NMLS ID 260183.

Our agents have worked with her team on past transactions and value her communication and her closing record. That's our own experience — it isn't a guarantee of your results, and it isn't a claim that she offers the lowest rates or costs. We encourage every client to compare a few lenders before choosing.

CrossCountry Mortgage, LLC is a separate, independent company. It is not owned by, affiliated with, or under common ownership with Valley Wide Agents or Realty of America LLC, and we receive no fee, commission, or other compensation of any kind for introducing you to them. All loan applications, approvals, rates, terms and lending decisions are theirs alone.

Valley Wide Agents is a real estate team with Realty of America LLC, Arizona brokerage license LC715597002. We are not a mortgage lender, mortgage broker, or loan originator, and we are not licensed to take mortgage loan applications, offer or negotiate loan terms, or quote interest rates. Nothing on this page is a loan offer, a commitment to lend, an approval, or a rate quote. CrossCountry Mortgage, LLC is a separate and independent company; all lending decisions, terms, rates and fees are theirs alone. You are free to use any lender you choose, and your choice will not affect the representation you receive from Valley Wide Agents.